How to be covered for healthcare fees?
You must register on the dedicated website: https://etudiant-etranger.ameli.fr/ and submit the supporting documents you will be asked to provide. These documents will vary depending on your situation and your country of origin. You can register as soon as you are present in France and have your final certificate of enrollment at UCLy.
Therefore, we advise you to take out private health insurance before your departure in order to be covered during the first weeks of your stay in France.
For students from Quebec, it is not necessary to follow this procedure. Before your arrival, you must obtain a form provided by the Régie de l'Assurance Maladie du Québec (RAMQ). This form certifies that you are insured under the Quebec social security system. You can then benefit from the reimbursement of your health care expenses in France by submitting this form to the CPAM of your place of residence.
Don't forget to watch the Campus France videos, which will provide you with more details and guide you step by step through the online process:
Better understand how the healthcare system works
You should know that the CPAM partially covers your health expenses but not all of them. In order to be better reimbursed, it is strongly recommended to take out a complementary health insurance. A large choice is available and offered by insurance companies, banks, student complementary insurance companies..., do not hesitate to compare the different offers and ask for a quote.
You should also know that in some cases you can benefit from Complémentaire Santé Solidaire (CSS). It is a help from the CPAM to pay your health expenses for the complementary part. Depending on your resources and your age, the CSS is either free of charge or costs between €8 and €30 per month.
To find out if you are eligible for the CSS, you can evaluate your rights using the simulator
Get the most of your healthcare coverage
Once your registration is complete (having your definitive social security number), it is essential to perform the following actions in order to facilitate your reimbursements:
- Open your personal ameli account to track your reimbursements, update your personal information that is crucial for smooth communications with the French health insurance system, and ask any questions by email.
- Declare a doctor you see in France as your primary care physician ("médecin traitant") for optimum follow-up care. Your primary-care physician will prescribe the care you need and refer you to a specialist if appropriate. Your care will also be reimbursed at a higher rate.
- Order your French health insurance card (“carte vitale”): your card will need to be updated once a year, and whenever you have a change in circumstances. You can update it at the terminals available at all local health insurance funds ("CPAM") and at most pharmacies. This guarantees that all of your information is up-to-date and streamlines the reimbursement of your health care expenses.
Do you need help?
If you have any questions about your file or your reimbursements, please contact the CPAM directly:
Line in French
Tel: 36 46 / From abroad: +33 184 90 36 46
Line in English
Tel: 09 74 75 36 46 / From abroad: +33.9126.96.36.199
If you need additional information or guidance, the International Student Desk will be happy to assist you.